MEDICAL, SURGICAL AND HOSPITALISATION COSTS :
The insurer will cover the following:
- Medical and surgical cost and fees
- Pharmaceutical costs related to recovery from COVID
- Hospitalisation costs
Persons covered: patient and companions. “Patient” refers to the person diagnosed with COVID-19. “Companion” refers to the insured’s spouse or cohabiting partner, as well as ascendants (parents, children, grandparents, grandchildren) of both members of the couple. “Quarantine” refers to the isolation of people for a time to avoid or limit the risk of spreading a disease.
MEDICAL COSTS OF TRANSPORTATION AND REPATRIATION
The insurer will cover the following:
- Ambulance costs or transportation of the patient from the place of first diagnosis to the hospital prescribed by the attending doctor.
- Costs of returning to the holiday destination from the hospital where the patient has been treated.
- Repatriation by air ambulance if warranted by the emergency or seriousness of the case (Europe and Mediterranean Rim countries only). A scheduled medical flight will be used for passengers from other countries.
TRANSPORTATION AND REPATRIATION
- If a patient with COVID-19 needs to be transported or repatriated, their insured companions will also be covered by this insurance. Accordingly, the insurer will cover the costs of their transportation or repatriation, either to their habitual residence or to the place where the repatriated patient is hospitalised. The rights of the insureds’ return tickets will be exercised by the insurer.
- If the insureds are minors or disabled and have no trusted companion, a responsible person will accompany them to the patient’s place of residence or hospitalisation.
TRANSPORTATION AND REPATRIATION IN THE EVENT OF DEATH DUE TO COVID-19:
- The insurance covers the necessary arrangements in the place of the customer’s death.
- The costs of the companions’ transportation to the place of burial are covered, and the rights of the return tickets will be exercised by the insurer.
- If the insureds are minors or disabled and have no trusted companion, a responsible person will accompany them to the patient’s place of residence or hospitalisation.
COSTS FOR THE EXTENDED STAY AT A HOTEL BY THE INSURED AND COMPANIONS (INCLUDING QUARANTINE):
The insured’s stay at a hotel following hospitalisation or under medical quarantine prescription is covered.
COVID-19 TRAVEL ASSISTANCE INSURANCE
GENERAL TERMS AND CONDITIONS OF THE TRAVEL ASSISTANCE CONTRACT JUNTA DE ANDALUCIA